A life settlement is a proven financial strategy that enables eligible policy holders to sell their life insurance to a funding institution and receive a lump sum of cash (read the history of life settlements). Thousands of professional advisors have discovered that life settlements are a proven financial solution when alternative options are limited or nonexistent. Alantra provides a turn-key solution for insurance agents and brokers, attorneys, accountants and CPAs, financial and estate planners seeking to make this increasingly popular option available for their clients. Click here to read how a life settlement option can positively impact your clients’ liquidity. If your client is over the age of 65 and owns one of the following types of policies: Universal Life, Variable Universal Life, Whole Life, Key Man, Split-dollar, Buy-Sell, Corporate/Company Owned Life Insurance (COLI), Bank Owned Life Insurance (BOLI) or Term then they may be eligible to cash-in for a life settlement.

Facts and Figures

The business case for expanding your portfolio of services to include life settlements is well grounded in statistics.

• Conning and Co., an insurance industry researcher, concluded that the total value of life insurance policies held by people age 65 and older is $492 billion, which means the potential market for life settlements is nearly $100 billion.
• The average price paid for a life settlement is 400% higher than the cash surrender value of the policy.
• As baby boomers age, the demand for life settlements will continue to increase. Viatical life settlements, the precursor to the life settlement market, provide an appreciation for the anticipated explosive growth of life settlements. According to the Viatical Association of America, between $1.8 billion and $4.0 billion of policies were viaticated in 2001 , up from $50 million in 1990 and $1.0 billion as recently as 1999.

No other settlement brokerage firm makes life settlements easier and more profitable for you than Alantra. To gain unlimited access to Alantra’s Advisor Benefits, Resource Center and free online webinars, register now. Registration is free, fast and does not obligate you in any way. Alantra will maintain the confidentiality and security of your information at all times. If you prefer, please contact an Alantra Advisor Liaison, at 201-633-4747 or AdvisorBenefits@alantralife.com.